dunning letter

CreditRage -31- Latest Thoughts on FDCPA, FCRA and TCPA Lawsuits

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All, Here are my latest Thoughts on Pro Se FDCPA, FCRA, and TCPA lawsuits. In particular, the lawsuits seem to be taking longer to settle. Also, the third [...]

Update on Boiler’s Activities – Book -Pacer.gov

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Just to let you know I have not been posting as frequently as I would like for a reason. I am working on a book. I will post the details here. My plan for [...]

Dirtbag Debt Collector #7 – National Credit Solutions, Oklahoma City

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National Credit Solutions is a collection company located in Oklahoma City. They are not to be confused with National Credit Solutions in Texas. The NCS [...]

Dirtbag Debt Collector #6 – Asset Acceptance

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It is getting difficult to rank the dirt bag debt collectors. I wonder is there are degrees of being dirt bags or if it an absolute and you are a dirt bag or [...]

Dirtbag Debt Collector #5 – LVNV

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All, Now we are getting to the core of the dirt bag debt collectors! Coming in at #5 is LNLV! Congratulations LVNV! NVLV has a nasty habit of showing up [...]

Dirtbag Debt Collector #2 – NCO

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NCO is a dirt bag debt collector our of Pennsylvania. NCO is particularly fond of putting information on your credit report without verifying the information. [...]

Dirtbag Debt Collector #3 & 4 – Midland Funding & Credit Management

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You may as well throw in Encore Capital too. While your at it add in these sister companies: Midland Credit Management, Inc. MRC Receivables [...]

Elements of a FDCPA Case

To have a FDCPA case, you have to have the essential "elements" or your case can, and should, be tossed out. Keep this in mind when evaluating your case. Also, [...]

What to Do if You Get a Collection Letter – CreditRage Uncut 6

Don't-Be-Afraid-of-debt-collectors
All, Here is my introduction on what to do if you get a collection letter. Do not throw the letter away. It is important that you respond. The essential [...]