Experian

Is Credit Reporting an Attempt to Collect a Debt?

attempt-to-collect-debt
All, I have been asked this question frequently. Yes, Credit Reporting is an attempt to collect a debt. Until now, I have not pasted any case law. I was [...]

Can a person sue the furnisher of information if they falsely report on a Credit Report? FCRA

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I was asked how to sue a furnisher of information for reporting false data on a persons credit report. This person (Billy) pulled his credit and has four [...]

Is reporting a debt on your credit report a collection action?

Don't-Be-Afraid-of-debt-collectors
I am working on a lawsuit and ran across this section of somebody else's lawsuit and thought it might interest you: Credit reporting constitutes an attempt to [...]

Case Law: Dixon-Rollins v. Experian Information Services et al ~ 2:09-cv-00646-TJS

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This case revolves around inaccurate items on Dixon-Rollins' credit report. Initially, the jury awarded Dixon-Rollins $500,000. this amount was reduced to [...]

Update on Boiler’s Activities – Book -Pacer.gov

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Just to let you know I have not been posting as frequently as I would like for a reason. I am working on a book. I will post the details here. My plan for [...]

CreditRage -9- Thoughts on Your Credit Score

I am amazed at the power of credit scores! I m not describing how much power they have when you want to buy a new BMW. I am talking about how much cash and [...]

CreditRage -30- Tell Collector about new cell phone?

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In this CreditRage I discuss a phone issue and rant a bit more about the NSA. One point of this is to have collectors find your phone number without giving [...]

Dirtbag Debt Collector #7 – National Credit Solutions, Oklahoma City

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National Credit Solutions is a collection company located in Oklahoma City. They are not to be confused with National Credit Solutions in Texas. The NCS [...]

Dirtbag Debt Collector #5 – LVNV

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All, Now we are getting to the core of the dirt bag debt collectors! Coming in at #5 is LNLV! Congratulations LVNV! NVLV has a nasty habit of showing up [...]

Dirtbag Debt Collector #6 – Asset Acceptance

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It is getting difficult to rank the dirt bag debt collectors. I wonder is there are degrees of being dirt bags or if it an absolute and you are a dirt bag or [...]