All, I have not posted in a while. It is well past time to update you and let you know that it will be more difficult to contact me going forward. I still believe in everything posted on this site. The philosophies and methodologies I have written about and have spoken to still hold up. They continue to stand the test of time. I will continue to [...]

Name That Violation! – Call from a Collector – #2

September 17, 2012

4 Comments

Hello all, I wanted to thank you for visiting my site. Yesterday I had a record number of visitors. I think this is do to many people coming back to read new comments and [...]

Another settlement check arived last night….

September 13, 2012

1 Comment

I received another $2350 settlement last night! I am just under $5000 for the week. I never tire of getting checks from debt collectors! This cant keep up as I don't have [...]

FCRA Violation – Re-Aging and Zombie Debts

September 11, 2012

6 Comments

All, I wanted to alert you to credit phenomenons called, "re-aging" and Zombie Debt. First, re-aging is when the date of last activity or delinquency gets updated to a date [...]

Two Settlements from Debt Collectors

September 9, 2012

19 Comments

All, Since my last podcast, I have received two settlement offers related to the FDCPA and FCRA and accepted them. The first settlement was against a large collection [...]

Rant: Trigger Words

August 29, 2012

2 Comments

OK... I felt like letting loose another mild-mannered rant. If you don't know what I was talking about when I offhandedly mentioned Building 7, here is the story. Also, on [...]

Validation of debt is Important

August 22, 2012

6 Comments

All, There seems to be several misconceptions about verification and validation of debts when dealing with a FDCPA and FCRA. When you ask for verification of a debt, a [...]

Interesting Article from the Mainstream Press

August 17, 2012

2 Comments

I wanted to make you aware that the "Mainstream Media" is starting to open their eyes to the credit card collection problem in America. I have been ware of this quote for [...]

Name That Violation! – Call from a Collector

August 15, 2012

24 Comments

I may be the only person in America that loves to get collection letters and collection calls. It is a shame I don't get more. Debt Collectors use intimidation and lie to get [...]

Prior Litigation May Bar an FDCPA violation – Res Judicata

August 15, 2012

2 Comments

I answered a comment earlier about suing for the FDCPA while you are in state or local court. When I answered I was not at home and couldn't remember the term I wanted to use: [...]

Social Media for NotLegalAdvice.org

August 14, 2012

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All, Here are the social media information of NotLegalAdvice.org: twitter: @notlegaladvice Facebook: NotLegalAdvice These will be redundant for the most part. Please join [...]