TransUnion

What are your chances of winning an FDCPA/FCRA/TCPA lawsuit?

All, I often get asked what your chances of winning a FDCPA/FCRA/TCPA lawsuit are? Of course, no one can tell you if your specific case will win. Most cases [...]

Dirtbag Debt Collector #9 – Palisades

Dirtbag debt collector#9 on my list is Palisades Collection. They get the honor for being dirtbags that constantly call and harass people. There are numerous [...]

Webrecon is Tracking People Who Sue Collectors: Plus Statistics from Them

WebRecon LLC helps collection agencies segregate debtors with a history of filing suit under FDCPA, FCRA & TCPA. Yes, they are a CRA that tracks people [...]

Email Question about Phone Calls and Credit Reports

Another question from Ryan. Keep them coming! Hi Boiler, I found your site while searching for some help and also some complaints on Carson Smithfield. I had a [...]

Credit Reporting Agency Removed Account – Email Question

Here is a question I received in email: Boiler, I used your dispute letter and disputed my American Express account which is 2 years delinquent. I received a [...]

Medical Bills and the FDCPA, FCRA, and TCPA

All, Medical debt is handled in a similar fashion to credit card debt. The FDCPA, FCRA, and TCPA do not apply to the hospital or medical provider; these laws [...]

FCRA Violation – Re-Aging and Zombie Debts

All, I wanted to alert you to credit phenomenons called, "re-aging" and Zombie Debt. First, re-aging is when the date of last activity or delinquency gets [...]

Two Settlements from Debt Collectors

All, Since my last podcast, I have received two settlement offers related to the FDCPA and FCRA  and accepted them. The first settlement was against a large [...]

How to Ask a Question – New Phone Number

If you have questions for me, I will do my best to answer them. The best way is to call me and leave a message. My phone number is 206-426-5079. Call [...]